Authorization to operate as an insurance claim professional within the state requires specific credentials. This authorization permits individuals to investigate, evaluate, and negotiate insurance claims on behalf of an insurer or self-insured entity. For example, individuals seeking to represent an insurance company in property damage claims must acquire this permission prior to engaging in such activities.
Holding this credential confers several benefits, including the legal right to operate as an adjuster within the state. It also provides credibility with both insurers and the public. Historically, the formalization of adjuster licensing aims to ensure standardized practices and consumer protection within the insurance industry.